Mortgage Services

• Mortgage financing up to 95% (conditions apply) of the purchase price or appraised value of the property, whichever is less
• Amortisation period of up to 25 years
• Variable interest rate
• No early redemption fee is applied when three months written notice is provided
• Prepayment allowed semi-annually after 365 days of loan disbursement (conditions apply)
• Easy record keeping with all mortgage transaction details included in your savings account statement and through JN Cayman LIVE.

Applicants will need a valuation from a member of our panel (See list of approved valuators)



• Completed loan application forms. If you need help completing the forms, our loans officers will be happy to assist.
• Verification of employment and salary. We will need a letter from your employer addressed to JN Cayman confirming income, position and length of service.
• Last three months pay advices
• Purchase agreement (for properties to be purchased)
• Property valuation from a member of our panel
• Evidence of equity to offset costs associated with transaction (not required if it is maintained with JN Cayman)
• Bank reference letter (not required if you are already a member of JN Cayman)


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Mortgage Calculator

JN Cayman is Open for Business

With the easing of some restrictions by the Government, our operating hours have once again changed. We are now open Mondays to Fridays, from 9:00 a.m. to 4:00 p.m.

Please note that visiting our location to conduct business is currently based on alphabetical order.

Members and customers with surnames beginning with A through to K are permitted on Mondays, Wednesdays and Fridays.

Persons with surnames beginning with L through to Z are permitted on Tuesdays and Thursdays.

In strict adherence to the safety guidelines imposed by the government, customers are being asked to wear a mask when entering our offices (though they may be asked to briefly remove same for identification purposes).

The prescribed social distancing of six feet apart is also strictly maintained.